Your one-stop AI-based financial solutions hub
Comprehensive suite of financial products and services
Smart credit card with dynamic credit and spending limits
Virtual financial assistant powered by conversational AI
All-in-one financial management dashboard
Meet your FinToolkit


FinCard - Your own smart credit card
02 Dynamic credit limit
Credit limit adjusted in real-time. Get instant recognition for building good financial habits, planning your finances, and progressing towards your goals.
03 Build your credit from scratch
Secure your credit limit with your savings balance and start transacting. The more you transact, the stronger your credit score becomes.
01 Improve your CIBIL score
Use your smart card for regular transactions to automatically build your credit history.


FinOne - Your own all-in-one dashboard
01 Track your financial portfolio in one place
View all your bank accounts, loans, investments and products in one place. Manage transactions
02 Check your progress towards your goals
Rebalance your portfolio, move money around, review and replan with your AI assistant. Get recommendations to optimise your financial plan.
02 Manage your documents
KYC documents, family documents and asset and liability documents. Automatically track requirements for updates and renewals. Easily access your documents as required.


Omnichannel support
02 Your on-demand human advisor
For anything your AI assistant cannot handle. Call our advisory number anytime to get assistance and follow up.
03 Anytime customer support
Call or message our dedicated customer support for help, troubleshooting and product updates.
01 Your practical AI assistant
Automate your transactions, get product and portfolio recommendations, select from suggested financial plans.
What will you do with your FinOS?


Manage all your financial transactions with ease
01 Intelligent transaction management
Plan and automate your bill payments, loan EMIs and regular transactions. Automatic shortfall coverage using your overdraft account.
02 Review upcoming transactions with ease
Look ahead, drill deep or get a bird's-eye view - your transaction calendar shows you just what you need.
03 Make no mistake, your assistant has your back
Your AI assistant will remind you of upcoming payments, sense-check beneficiaries, and help manage your money across multiple accounts.


Plan your finances - short to long-term
01 Easy and convenient budget builder
Plan and track your monthly finances, categorise your income and expenses, and set limits on categories.
02 Plan and achieve your financial goals
Set your goal, use your assistant to recommend a plan, track your progress
03 Secure your family and you
Intelligent recommendations for insurance coverage, your family emergency fund, and monthly savings.
Supported by






Sarvajith Financial Services
Vishwajith CCS
Dhriti Foundation


